Conventional Home Loans

Common for a reason.

Our Conventional Home Loans

What are conventional home loans? These are common loans that suit most homebuyers. These mortgages generally conform to Fannie Mae and Freddie Mac guidelines, and they’re not guaranteed or insured by the government. Learn more below.

About Conventional Loans

  • 01. Who It's For
  • 02. Benefits
  • 03. Eligibility

Is a Conventional Loan Right for You?

If you’re looking for a mortgage with low fees, a conventional home loan may be a good option for you. If you are eligible, there are a number of benefits.

Benefits of a Conventional Loan

Save Money

With a down payment of 20% or more, you won’t need to pay for mortgage insurance.

Flexible Terms

You can choose the loan terms that fit you best: repay over 8 years or over 30.

Low Down Payment

It’s possible to take out a conventional loan with a down payment of just 3%.

Quick Approval

With these loans, do less paperwork and get approved and funded quickly.

Conventional Loan Eligibility Requirements

  • A good credit score of 620 or higher
  • A down payment which can be as little as 3%
  • A consistent and documented income
  • A low debt-to-income ratio

Conventional Home Loan FAQs

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