Home Loan Refinancing

We’re your refinancing experts.

Save Money With Home Loan Refinancing

Refinancing allows you to replace an existing mortgage with a new loan at a better interest rate and term. It’s a common process, but not all refinancing options are created equal. We’re home loan experts that will walk with you every step.

Your Guide to Refinancing

  • 01. Who It's For
  • 02. Benefits
  • 03. Eligibility

Is Refinancing Right for You?

If you already have a home loan and want to save money, free up cash, or consolidate mortgages, a refinance is for you. It’s the perfect opportunity to change your mortgage structure or program to fit your current needs.

The National Home Loans Difference

John Giannattasio has been recognized as one the top 100 mortgage brokers in the nation. It’s because of his commitment to exceptional customer service and getting you the best refinance rates possible. Choosing National Home Loans means you get John G. and his expert team in your corner.

NMLS: 1700603 | DRE: 01721019

Benefits of Refinancing Your Home Loan:

Save Money

Interest rates may be lower than what you’re currently paying, or you may not need mortgage insurance any longer!

Change Terms

Your financial situation might have changed since you took out your loan. A refinance can alter your loan terms to fit.

Get Cash

Refinancing can free up cash for you to work on your home, pay off some debt, or fund a purchase.

Consolidate Debt

You can roll two home loans – or a HELOC – into one during a refinance, simplifying your finances.


Rated one of the top 100 mortgage brokers in the nation

by the Scotsman Guide

I shopped around a bit for a broker, and was referred to John by a coworker. He was by far the most personable, professional, and proactive broker that I interacted with. He promised me that he was doing everything he could to protect my family's money and get us into a house that we love, and he did. The bottom line is he got us our desired results, he offered great advice, and he earned my trust and confidence. I would recommend his services to anyone looking for a knowledgeable and passionate mortgage broker.

Kristopher J.

Have been working with John for a couple months now; he is very patient and understands our needs as first time home buyers. John has been amazing and answers all our questions, I think we have found our long time broker. He has the clients best interest in mind which is very refreshing. A++

Jeffrey C.

John is great at what he does, especially for first time homebuyers. He is willing to go the extra mile for his clients and will explain exactly what he's doing along the way. I'm so glad we were able to work with him and I highly recommend him.

Elizabeth D.

Beyond grateful to have been referred to John G. right after getting our offer accepted on a home. We would not have been able to do it without him. He secured us a great rate, which was a game changer in our decision to purchase. It was our first home purchase, and he helped us navigate every single thing, and was extremely responsive and available to chat when we needed him. The entire escrow process was smoother and quicker than we could have ever hoped for. He was a pleasure to work with, and we hope to continue to work with him in the future.

Jessica M.

Helping You Find Your Way Home.

Ready for a stress-free mortgage experience? Request rates or contact John today!

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