Non QM Loans

Unique loans for unique circumstances.

San Diego Non QM Loans

Your situation is unique, and so should your home loan. Non qualifying mortgage (QM) loans are for borrowers who may not fit conventional mortgage guidelines but can qualify in alternative and flexible ways.

About Non QM Loans

  • 01. Who It's For
  • 02. Benefits
  • 03. Eligibility

Is a Non QM Loan Right for You?

If you are self-employed, have fluctuating income, or own significant assets, a Non QM loan might be perfect for you. Non QM loans are also suited to borrowers seeking alternative and flexible payment terms, such as interest-only.

Benefits of a Non QM Loan

Alternative Qualification

Have a non-traditional financial situation? You may qualify for a non QM loan.

Regular Income Not Required

You can qualify even if you have multiple income streams or an inconsistent paycheck (such as contract workers).

Credit History Flexible

Don’t let a low credit score or negative marks on your credit disqualify you from getting a mortgage. Work around it with a non QM loan.

Close Quickly

Non QM loans typically close quickly so you can settle into your dream home faster.

Non QM Loan Eligibility Requirements

  • Non QM loans let borrowers with unique situations get access to a mortgage that’s as flexible as their situation. Get in touch with us at National Home Loans to learn about your options.

Non QM Loan FAQs

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