- 01. Who It's For
- 02. Benefits
- 03. Eligibility
Is a Non QM Loan Right for You?
If you are self-employed, have fluctuating income, or own significant assets, a Non QM loan might be perfect for you. Non QM loans are also suited to borrowers seeking alternative and flexible payment terms, such as interest-only.
Non QM Loan Eligibility Requirements
- Non QM loans let borrowers with unique situations get access to a mortgage that’s as flexible as their situation. Get in touch with us at National Home Loans to learn about your options.
I’m looking to invest in a property. Can I get a non QM loan to purchase it?
Yes you can. Many real estate and property investors avail themselves of non QM loans. You also don’t have to reside in the property to qualify.
I can’t afford a lot to repay right now, but I’ve accepted a better-paying job that begins next year. Can I still apply for a non QM loan?
You certainly can. That’s how flexible non QM loans are. You may be able to pay your interest only for the first year and increase your monthly payments when your new job begins.
I already have a mortgage. Can I refinance to a non QM loan?
Yes! Talk to National Home Loans about your refinancing options and we’ll help you find the best option.
I shopped around a bit for a broker, and was referred to John by a coworker. He was by far the most personable, professional, and proactive broker that I interacted with. He promised me that he was doing everything he could to protect my family's money and get us into a house that we love, and he did. The bottom line is he got us our desired results, he offered great advice, and he earned my trust and confidence. I would recommend his services to anyone looking for a knowledgeable and passionate mortgage broker.
Have been working with John for a couple months now; he is very patient and understands our needs as first time home buyers. John has been amazing and answers all our questions, I think we have found our long time broker. He has the clients best interest in mind which is very refreshing. A++
John is great at what he does, especially for first time homebuyers. He is willing to go the extra mile for his clients and will explain exactly what he's doing along the way. I'm so glad we were able to work with him and I highly recommend him.
Beyond grateful to have been referred to John G. right after getting our offer accepted on a home. We would not have been able to do it without him. He secured us a great rate, which was a game changer in our decision to purchase. It was our first home purchase, and he helped us navigate every single thing, and was extremely responsive and available to chat when we needed him. The entire escrow process was smoother and quicker than we could have ever hoped for. He was a pleasure to work with, and we hope to continue to work with him in the future.