Home Loan Programs

Home Loan Programs We Offer

No matter what your situation is, there is a home financing solution for you. National Home Loans is ready to guide you through your options and get you the best rate possible.


Conventional home loans are the most popular mortgages that aren’t backed by a government agency.


Are you a first-time home buyer? FHA loans allow for small down payments and low credit scores.


If you’re an eligible veteran, VA loans don’t require a down payment or mortgage insurance.


Eyeing a fixer-upper? Rehab loans include funds to renovate or repair the property in question.


Are you over 62? Have equity and need liquidity? Reverse mortgages pay out money against real estate.


The self-employed, real estate investors, and others with unique qualifying circumstances can use non-QM loans.


Common in San Diego, Jumbo loans finance properties that are too expensive for conventional loans.

Compare Options

Want to compare home loans? Our Compare Mortgages guide will help you navigate your options.

Rated one of the top 100 mortgage brokers in the nation

by the Scotsman Guide

I shopped around a bit for a broker, and was referred to John by a coworker. He was by far the most personable, professional, and proactive broker that I interacted with. He promised me that he was doing everything he could to protect my family's money and get us into a house that we love, and he did. The bottom line is he got us our desired results, he offered great advice, and he earned my trust and confidence. I would recommend his services to anyone looking for a knowledgeable and passionate mortgage broker.

Kristopher J.

Have been working with John for a couple months now; he is very patient and understands our needs as first time home buyers. John has been amazing and answers all our questions, I think we have found our long time broker. He has the clients best interest in mind which is very refreshing. A++

Jeffrey C.

John is great at what he does, especially for first time homebuyers. He is willing to go the extra mile for his clients and will explain exactly what he's doing along the way. I'm so glad we were able to work with him and I highly recommend him.

Elizabeth D.

Beyond grateful to have been referred to John G. right after getting our offer accepted on a home. We would not have been able to do it without him. He secured us a great rate, which was a game changer in our decision to purchase. It was our first home purchase, and he helped us navigate every single thing, and was extremely responsive and available to chat when we needed him. The entire escrow process was smoother and quicker than we could have ever hoped for. He was a pleasure to work with, and we hope to continue to work with him in the future.

Jessica M.

Helping You Find Your Way Home.

Ready for a stress-free mortgage experience? Request rates or contact John today!