Rehab Loans

Upgrade your home and your financing.

San Diego Rehab Loans

Purchase and fix up your dream home with a rehab home loan. A rehab loan lets you include the cost of home improvements and repairs into a new home loan. Finance your home’s purchase price and any repairs or upgrades to be made in one mortgage.

About Rehab Loans

  • 01. Who It's For
  • 02. Benefits
  • 03. Eligibility

Is a Rehab Loan Right for You?

If you want to purchase or upgrade your home, then a rehab loan might be right for you. This loan is also a good fit for those who do not want to finance the repairs themselves.

Benefits of a Rehab Loan

Streamlined Loan

Cover both the cost of your home and improvements under one simple loan.

Fix Up Your Dream Home

Don’t have the capital for your renovation project? A rehab loan can help.

Affordable Home

Homes that need work often come at bargain prices. You can get yourself an amazing property for less.

Expanded Options

Find the right rehab loan whatever your home improvement project and needs.

Rehab Loan Eligibility Requirements

  • Good credit score
  • Down payment of 3.5% or more
  • Self-occupancy of the property
  • Debt-to-income ratio below 45%

Rehab Loan FAQs

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Beyond grateful to have been referred to John G. right after getting our offer accepted on a home. We would not have been able to do it without him. He secured us a great rate, which was a game changer in our decision to purchase. It was our first home purchase, and he helped us navigate every single thing, and was extremely responsive and available to chat when we needed him. The entire escrow process was smoother and quicker than we could have ever hoped for. He was a pleasure to work with, and we hope to continue to work with him in the future.

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